Electronic Transactions Association

The payments industry is evolving. Are you growing with it? Whether you're looking to strengthen your foundational knowledge, develop specialized expertise, or earn an industry-recognized certification, ETA Education offers the tools to help you reach your professional goals. Make 2027 the year you invest in what's next. Explore ETA's online, self-paced courses and certifications today at https://lnkd.in/euP_avrY.

Small businesses are navigating an increasingly complex commerce environment. How can the payments industry help them succeed? Join Ginger Siegel, Mastercard’s North America Small Business Lead, and Jodie Kelley, CEO of ETA, on November 18 for a conversation on simplifying payment acceptance, strengthening fraud protection, and helping small businesses turn payment data into valuable insights. November 18 | 10–11 a.m. ET Free for ETA members! Register today: https://lnkd.in/eXKXu4t6 #SmallBusiness #Payments #Fintech

Holiday shoppers are entering the 2026 season with more financial stress and tighter budgets, and how they pay is shaping where they shop. The seventh annual ETA and TSG Consumer Holiday Spending Study, based on a September survey of 1,099 U.S. consumers, found: ✅ 44% feel more financially stressed than last year, up from 27% in 2025  ✅ 72% plan to set a holiday budget, and only 23% will shop without one, down from 40% in 2025  ✅ 73% plan to spend less than $1,000  ✅ 57% would switch merchants, abandon a purchase, or be less likely to return if their preferred payment method is not accepted  ✅ 81% use tap-to-pay regularly, and 89% of those who try it keep using it  ✅ 46% plan to use AI to compare prices, but only 23% would let AI buymake a purchase on their behalf For merchants, payment acceptance is no longer only a checkout question. It affects whether a customer comes back. The full study includes recommendations for acquirers, ISOs, processors, financial institutions, and fintechs. Read the full study: https://lnkd.in/e-CYCzXY

We’re pleased to welcome Divya C. to ETA as our new Chief Communications Officer. Divya will lead ETA’s communications strategy, working closely with our Government Relations team to strengthen how we communicate our policy priorities and tell the story of the payments industry’s impact on businesses, consumers and the broader economy. She brings more than 12 years of experience at Meta, including leadership roles in global small business marketing and economic impact, and will also lead ETA’s Small Business Advocacy Capability Initiative. Welcome to ETA, Divya.

In two weeks, compliance, legal, risk, and regulatory leaders from across payments are coming together for two days that will shape how you approach the year ahead. Wednesday, Nov 4: Small-table workshops led by top law firms, followed by panels on regulation and enforcement, and an evening networking reception. Thursday, Nov 5: Panels on hot-button topics and policy outlooks, followed by compliance deep dives and Q&A sessions with the card networks. See the full agenda: https://lnkd.in/eCg4_V_t

Staying ahead of the curve starts with being in the right room. For Jonathan Genovese, ETA’s Payments Compliance Conference is about more than keeping up with regulations — it’s about validating priorities, learning from industry experts and bringing actionable insights back to his business. Peers. Experts. Regulators. Card brands. All in one place. Hear why Jonathan says PCC is a must-attend event for payments compliance professionals. https://lnkd.in/eV_cg2Fz #PaymentsCompliance #PCC2026 #PaymentsIndustry

Payments compliance isn’t a single regulation, risk, or responsibility. From anti-money laundering and privacy to money transmission, surcharging, Regulation E, and beyond, today’s payments professionals need to understand how an increasingly complex compliance landscape fits together. ETA’s compliance education is built to help you do exactly that — with eight courses covering the regulations, risks, and responsibilities shaping the payments industry today. Whether you’re strengthening your expertise in one area or building a broader foundation across payments compliance, there’s a course to help you keep learning. Explore ETA’s compliance education and find the course that fits your next step → https://lnkd.in/epQMZ7rG.

If you've seen an ISV doing exceptional work in payments and embedded finance, now's a good time to put their name in. These are the companies changing how businesses and consumers operate. Some are well known. Others are quietly doing great things, and your nomination helps them get noticed. Winners will be honored at TRANSACT 2027 in Las Vegas, April 19-21. Whether it's a partner you rely on or your own team, we'd love to see it. https://lnkd.in/g5VGzCXx

We’re proud to welcome a new class of ETA Certified Payments Professionals (ETA CPPs) — raising the bar for expertise and excellence across the payments industry! Ruby B., Goran Bosankić, Mark Buchanan, Amanda Clay, Brandon Conlan, Maleasa Cruddas, Jake Estes, Mark Hasegan, Priscella Lara, Yuen Wai Lee, jinliang li, Jinzhao L., Carlos Nieto, Jordan Potter, Jason Smith, Mark Stendel, Jordan Toth, Charisse W. See our full directory of CPPs! https://lnkd.in/eUNSZcKP ETA CPP is the industry’s benchmark certification, showcasing commitment, credibility, and deep expertise. You too can be an ETA CPP! Apply to take the ETA CPP now: https://lnkd.in/eUNSZcKP