Alixzandra Triplett, M.B.A.’s Post

Very excited to relaunch the Financial Technology Association's Smarter Than Scams campaign in partnership with PayPal, Venmo, and Cash App. This annual campaign helps consumers spot the warning signs of common payment scams and stay safe during the holiday shopping season. The campaign centers on a few simple habits: pause before you pay, verify the person, stop and check, and if it sounds too good to be true, it probably is. New this year? Test your smarts and explore common scenarios to see if you can spot the scam. Check it out here: https://lnkd.in/eKxZecqv

App claims about money, speed and cancellation are now refund checks. On October 8, the FTC said it is sending more than $15.8 million to 2,124,796 customers of cash-advance app Cleo AI. The refunds follow the FTC's March 2025 complaint alleging Cleo advertised access to hundreds of dollars when almost no one received close to that amount, charged extra fees for same-day or instant advances that often arrived the next day, and made subscriptions hard to cancel. Eligible customers get notice by email through October 26, with PayPal payments starting October 27. For technology companies, the pattern matters: the headline feature, the actual eligibility, the fee and the delivery time have to match — in the ad, in onboarding, and at checkout. Takeaway: audit one core flow end-to-end this week and fix any gap between what you promise and what a typical user actually receives. #ConsumerProtection #FTC #Fintech #TechLaw #ProductCounsel

📱Digital wallets have won at checkout. The problem is that most of them stop at the border. Over 4 billion people use a digital wallet today, heading toward 6 billion by 2030. But the wallet customers trust in one market is often irrelevant in the next. Each one comes with its own technical requirements, fraud checks and dispute processes. For a merchant selling across markets, “add more wallets” quickly becomes a list of separate integrations, each one its own project. That’s the part we take off your plate. Through one integration, BridgerPay connects you to 1,000+ payment providers, with coverage in 185 countries. Adding Apple Pay®, Google Pay™, PayPal or Venmo in the US becomes a setup step, not a build. And when an Apple Pay® or Google Pay™ payment fails, it can cascade to another processor instead of becoming a lost sale. Wallets won the customer. Merchants still need the connection. See Bridger Connections: https://ow.ly/GRiu50ZXumR Insights drawn from The Paypers webinar, “The next financial network: How wallets are reshaping global payments.” #BridgerPay #DigitalWallets #PaymentOrchestration #GlobalPayments

Curious to see what Primer is releasing? Our customers shape our journey and their impact can be seen in how our solutions evolve. What do you need to evolve your payments into a growth lever? #paymentsunleashed #primer #productupdates

Grateful for this work from Financial Technology Association - Here are some top holiday tips to keep your loved ones safe this holiday season!

Excited to share news of our Smarter Than Scams holiday campaign, designed to help consumers spot and avoid scams during this busy spending season. As someone who began work in the financial services sector with a focus on consumer protection, I believe deeply in empowering consumers to protect themselves. The best defense against scammers is to be a hard target. Use these tips to protect yourselves and your families!

Today, we kicked off our annual Smarter Than Scams campaign with PayPal, Venmo, and Cash App. The campaign helps consumers recognize and avoid common payment scams during the holiday shopping season. The holidays are prime time for scammers. 89% of U.S. consumers have already faced some kind of fraud or scam, and those numbers spike this time of year. So we’re keeping it simple. Four habits that protect your money: ✅ Pause before you pay. Urgency is a scammer’s favorite tool. ✅ Verify the person. If a call or message feels off, hang up and reach out through a channel you trust. ✅ Stop and check. If it sounds too good to be true, it probably is. ✅ Play it safe. Only send money to people you know, and never share one-time codes. New this year: explore our interactive modules to test your own scam-spotting skills at SmarterThanScams.com. Read the full statement: https://lnkd.in/eZFKN__k

The US is the world’s largest payments market, but for merchants, the challenge goes well beyond accepting cards.  Issuer behavior, payment costs, fraud decisions and state-level requirements can all affect performance. A global payments playbook is a starting point, but it needs to be battle tested against what actually happens in the US. I think businesses should start with the fundamentals: understand the full cost of each payment, capture the data needed to explain approval and decline patterns, and choose partners who can help improve performance as the business grows. There’s plenty to learn from markets that have advanced real-time payments and more interoperable ways to pay. The useful question is which lessons translate to US consumers and merchants. I’m looking forward to exploring all of this with Kaitlin Moran from Visa, Jason Miller from Samsung Pay & Wallet, and Libby (Johnson) Bostain from Block at Money20/20 USA next week. Join us for “Decoding the US: The World’s Largest Payments Opportunity” on Tuesday, October 20, at 2:45 pm on the MoneyPot Stage.  https://lnkd.in/emR4pVWb Another reason to be in Vegas is to see Checkout.com’s latest out-of-home campaign hit the streets of Vegas. Here’s a throwback to last year’s campaign 👇 #WhereTheWorldChecksOut

A good reminder that payment fraud isn’t always obvious. Spotting unusual transaction patterns early can make all the difference. Worth a read for anyone operating online payments.

Could you spot the signs of a BIN-bashing attack on your online store? BIN bashing is a form of ecommerce fraud where criminals use automated payment attempts to test card details through online checkouts. Some of the warning signs can include a sudden spike in payment attempts or declined transactions, lots of small or unusual transactions, repeated attempts using different cards, or activity outside your usual trading hours. Knowing what to look for and acting quickly can help limit the impact on your business. We’ve put together practical information for ecommerce merchants covering what BIN bashing is, the warning signs to look for and steps you can take to help protect your online payments. Find out more and read our merchant guide on https://lnkd.in/eJ75CJSn And remember, if something doesn’t look right, contact the 24/7 Paymark Support team on 0800 729 627. You don’t need to be certain it’s fraud. If you're concerned, give us a call. We’re here to help