Personal Finance

More From Personal Finance

article image

Education Department May Be Sanctioned For Not Discharging Student Loans

The Education Department, a legal group argues, is not discharging the student loans for hundreds of borrowers long after the deadlines to provide relief have passed.

ByAdam S. Minsky,

Senior Contributor

article image

What’s Your True Tax Bracket? The Answer Might Shock You

Marginal tax rates drive choices about investment portfolios, Roth accounts, side gigs and charitable donations. Here’s how to calculate yours before you make any moves.

ByWilliam Baldwin,

Senior Contributor

article image

Want To Make Extra Money This Holiday Season? Here’s Where The Jobs Are

With prices rising and real wages falling, more workers are competing for second seasonal or part-time jobs. Retailers, delivery firms and event companies are hiring.

ByJohn Schroyer,

Staff Writer

article image

Thinking Of Moving To Cash Before Retirement? Ask These 5 Questions First

Market swings tempt many near-retirees to move to cash. A financial coach explains when it’s smart planning and what to ask before you sell.

ByMark Dennis,

Contributor

article image

Federal ‘Accountability’ Rule Hits Cosmetology Programs, Not Humanities

Law that restricts federal student loans would affect just 0.8% of those enrolled at public colleges, but 14% of students at for-profit schools, new analysis finds.

ByLisa Chambers,

Staff Writer

article image

Education Department Sends Student Loan Borrowers ‘Final Notices’ With Ominous Warning

The Education Department is ramping up pressure on millions of student loan borrowers to change repayment plans, even as loan servicers appear to extend key deadlines.

ByAdam S. Minsky,

Senior Contributor

article image

Bank Of America Pays $1.2 Billion For Anti-Money Laundering Violations

Bank of America will pay more than $1.2 billion for anti-money laundering and sanctions violations that allowed billions in suspicious transactions to go unreported.

BySteve Weisman,

Contributor

article image

IRS Targets Abusive Tax Strategies Involving ETFs

IRS Notice 2026-62 warns against abusive ETF tax shelters using IRC § 351 and § 852(b)(6) conversions to defer capital gains and avoid taxes.

ByJay Adkisson,

Contributor

article image

Social Security COLA 2027: Your Check Will Go Up 3.6%, But Cuts Could Come By 2032

The top salary subject to Social Security tax will climb to $192,300. Any deal to fix the program's shaky finances could involve both the COLA and the tax base.

ByJanet Novack,

Assistant Managing Editor

article image

Many Humanities Majors Shun Internships–But Not At This College

Humanities majors may not see internships as key to landing a job. But at Bennington College, students have been getting real-world experience since the Great Depression.

ByLisa Chambers,

Staff Writer

article image

Student Loans Are On The Ballot For 2026, With Huge Implications For Borrowers

The upcoming midterm elections will determine which party controls Congress, and that could have major implications for student loans.

ByAdam S. Minsky,

Senior Contributor

article image

9 Year-End Tax Planning Moves Small-Business Owners Should Make Now

You've worked hard all year in your business to earn a good living, now is the time to do these 9 proactive tax planning to slash your tax bill now.

ByDavid Rae,

Contributor

article image

The 5 Financial Protections Every Married Woman Should Have

Married women can protect their finances with these five essential safeguards, from independent credit and savings to beneficiary reviews.

ByPattie Ehsaei,

Contributor

article image

How To Prepare Your Finances For Economic Uncertainty

Consumer confidence is falling. Learn when to cut spending and how to strengthen your savings, debt strategy and finances amid economic uncertainty.

ByTrue Tamplin,

Contributor

article image

New Delays Cripple Student Loan Program, Leaving Borrowers Stuck

Borrowers pursuing a popular student loan forgiveness program are reporting fresh delays and roadblocks as Education Department processing problems deepen.

ByAdam S. Minsky,

Senior Contributor

article image

Want A Job After College? 3 Major Employers Share 5 Tips For Students

From General Mills to Medtronic, hiring executives say graduates should focus on skills, making connections and gaining real-world experience.

ByLisa Chambers,

Staff Writer

article image

Trump’s Announcement Of Russian Diesel Means Nothing

The vaunted possible, not guaranteed, volumes of incoming diesel are much smaller than it sounds, and won’t likely change the price at all.

ByErik Sherman,

Senior Contributor

article image

12 Top Colleges Reinventing Education For The AI Era

Ken Griffin’s $2 billion gift for a new Carnegie Mellon campus and problem-solving focus in Miami, is the most dramatic example of how colleges are reinventing themselves.

ByLisa Chambers,

Staff Writer

article image

Income Tax Identity Theft Victims Face Long Refund Delays

Income tax identity theft remains a serious threat. Learn how tax refund fraud works, why victims wait years for refunds, and how an IRS PIN can help protect you.

BySteve Weisman,

Contributor

article image

How To Decide If A CD Fits Your Savings Strategy When The Fed's Next Moves Are Unclear

Are certificates of deposit still worth it? Discover current CD rate trends, how CDs compare to HYSAs and Treasuries, and strategies to lock in yield.

ByAndrew Rosen,

Contributor